Insurance

Have you learned anything?

Day after day we hear stories of emergencies and tragedies. 9/11; hurricanes; blizzards; economic strife and even death and destruction. We have seen it all. We have heard all of the stories and warnings. But have we done anything? Have you done anything to protect your business and your family? What if your key employee is suddenly not there due to illness, disaster or even death? Are you ready?...

7.5 minutes a week can save your company

If you are letting your staff pay themselves and  handle all pay raises, as well as handle all bonuses for your company for years on end they are going to overpay themselves and possibly others. The business owner must review payroll data periodically but on a per pay basis would be preferable. To review payroll doesn’t mean run the math on the gross to net , to verify health...

What to expect with your health care if you have lost your job.

If you have recently lost your job there are many things to worry about. A primary concern for most people is what happens to their health care coverage. There are several posts on The Payroll Factory® blog about continued health care coverage. But while you are concerned about how to pay your mortgage and whether or not you will have the funds to pay for your children’s school clothes...

How do you know if you qualify for continued health coverage?

If you lose your health insurance how do you know if you qualify to get continuing coverage? There are certain things called “qualifying events” that help you determine if you can get continuing coverage under a COBRA plan. If you are an employee of a company than the following would qualify you for continuing coverage:  Voluntary or involuntary termination of an employee’s employment for any reason other than gross misconduct....

How do you get continued health care coverage when you lose your job?

There has been a lot of talk in the news about health care coverage and health care coverage reform. But for those without a job and in need of an insurance plan any type of reform that may come from our government doesn’t address the issue of what to do about insurance right now, today. If you have recently lost your job, and by recent this has been qualified...